Residents of the Kingdom
Apply directly with their Iqama number and may own within the approved geographic zones — and, outside them, one home for personal use under conditions, except in Makkah and Madinah.
Foreign ownership
Own property in Saudi Arabia, step by clear step
Since 22 January 2026, non-Saudis — individuals, companies and entities — can own real estate in the Kingdom under the Non-Saudi Real Estate Ownership Law and its executive regulations. Here is what matters before you decide, and we stay with you from the eligibility check to the deed in your name.
Discuss your case with a specialistPage last reviewed: October 2026
- A region we serve
- Head office
- 22 January 2026The Non-Saudi Real Estate Ownership Law takes effect
- 14 articlesIn the executive regulations published in July 2026
- One digital portalEvery application goes through the official Saudi Properties portal
Who can own?
Non-residents
Start with a digital ID issued by Saudi missions abroad, then a Saudi bank account and a Saudi mobile number linked to that ID; ownership is available within the approved zones.
Non-Saudi companies
Register with the Ministry of Investment through Invest Saudi and obtain the Unified Number (700), disclose direct and indirect owners, appoint a legal representative and open a bank account in the Kingdom.
Foreign non-profit entities
Register with the authority responsible for the non-profit sector, disclose who controls them and appoint a legal representative.
Premium residency holders and GCC citizens
Keep the broader rights their own regulations grant them; the new law does not restrict them.
Where can you own?
Approved geographic zones
The law governs ownership in Riyadh, Jeddah, Makkah and Madinah through an approved geographic zones document — so whether a property lies inside a zone is the first thing to check before any commitment.
Makkah and Madinah
Ownership there is limited to Muslim individuals and Saudi companies, within defined zones and specific controls.
The rest of the Kingdom
Ownership is open to eligible groups under each group's conditions, and we help you read the status of the property you are targeting before you negotiate.
The ownership journey, step by step
- 1
Prepare your requirements
ID or Iqama, a bank account in the Kingdom and a Saudi mobile number — plus a digital ID for non-residents.
- 2
Choose the property and check its zone
Make sure the property is inside the zone allowed for your group before any deposit or contract.
- 3
Apply through the official portal
Sign in to the Saudi Properties portal and start your ownership request online.
- 4
Verification and disclosure
Disclosure is completed, your eligibility and the property's status are verified, and the result is issued.
- 5
Purchase and transfer
Amounts and fees are paid electronically, and ownership is transferred and recorded in the real estate registry.
Obligations to know
Full and accurate disclosure
Incorrect information can lead to a fine of up to SAR 10 million and a forced sale of the property right.
Electronic payment
All financial transactions linked to ownership go through approved electronic payment channels.
Reporting changes
Companies must report within 15 days any transfer of 5% or more of their ownership.
The family as one unit for a home
A non-Saudi spouse and children are treated as one unit when owning a home, until the marriage ends or a child turns 25.
How we help
We don't issue the eligibility decision — that belongs to the official bodies — but we take on everything around it, so you enter the deal knowing what you are buying.
Reading the opportunity and locationWe check the property's location and zone and read its market and feasibility before you commit.Valuation before you buyA market value that tells you whether the price is fair, and a basis to negotiate.Contract and deed reviewReview of documents and follow-up of documentation and transfer procedures.Managing your property after you own itLeasing, collection and maintenance with regular reports, whether you are in the Kingdom or abroad.
Frequently asked questions
Can I buy while living outside the Kingdom?
Yes — after obtaining a digital ID from the Saudi mission in your country and opening a bank account in the Kingdom, with ownership inside the approved geographic zones.
Can a non-Muslim own in Makkah or Madinah?
No. Ownership there is limited to Muslim individuals and Saudi companies, within defined zones.
Why does the geographic zone matter so much?
A property outside the zone allowed for your group can make the application ineligible, which is why we check it before any deposit.
Do you apply on my behalf?
Applications are made through the official portal under your own account; we stay with you through verification, valuation, documentation and the procedures up to the transfer.
Can my spouse or children own separately?
For a home, the spouse and children are treated as one unit; separate ownership is only possible once the marriage ends or a child turns 25.
This page is guidance to make the rules easier to follow, not legal advice. Procedures and zones may be updated; the final reference is the Real Estate General Authority, the Saudi Properties portal and the text published in Umm Al-Qura.
Official sources
Thinking of owning in the Kingdom?
Tell us your group and the city you are targeting, and we start with you by checking the zone before any commitment.